Terms & Conditions

These Terms and Conditions govern your use of BannerYield, operated by Enterprisiva ("we," "us," or "our"). They apply to our website, banner exchange, member accounts, advertising services, and related features.

By creating an account or using our services, you agree to these Terms and our published advertising rules. Our Privacy Policy explains how we collect and use personal information. If you do not agree to these Terms, do not create an account or use our services.

1. Eligibility and Account Responsibility

You must be at least 18 years old and legally able to enter into this agreement. You agree to provide accurate registration information and keep your contact details current.

You are responsible for protecting your login credentials and for activities you authorize through your account. Notify us promptly if you suspect unauthorized access. You may not use another person's identity or create accounts to bypass restrictions, obtain duplicate bonuses, or manipulate the exchange.

2. How the Exchange Works

BannerYield provides advertising opportunities through a banner exchange and related promotional features. Members may earn or purchase advertising credits and use them according to the rules and limits displayed on the website.

Advertising credits are units used within our service. They are not money, deposits, or investments, and cannot be redeemed for cash. Transfers are permitted only through features we expressly provide.

Advertising delivery depends on available placements, member activity, campaign settings, account status, and technical conditions. We do not guarantee a particular delivery timeframe, number of clicks, sales, signups, referrals, search ranking, or financial return.

Our displayed statistics reflect activity recorded by our systems. Third-party tracking services may report different results because of differences in measurement methods, filtering, or browser settings.

3. Advertising Content and Placement

You are responsible for the banners, links, landing pages, and other materials you submit, including changes made after approval. You must own the materials or have permission to use them.

Your advertisements and destination pages must accurately represent the offer being promoted and comply with applicable laws and our published advertising rules.

You may not submit or promote:

• Malware, phishing, credential theft, or harmful downloads.
• Fraudulent offers, impersonation, deceptive claims, or misleading earnings promises.
• Illegal products, services, or activities.
• Content that infringes intellectual property, privacy, or other legal rights.
• Sexually explicit content, threats, or content promoting hatred or violence against people or groups.
• Pages that force downloads, create disruptive popups, or interfere with normal browsing.
• Content that bypasses our review process or redirects visitors to a materially different offer after approval.

Use exchange code only on websites and placements you are authorized to control. Do not conceal banners or place them in a way intended to generate impressions without a reasonable opportunity for visitors to see them.

We may review, reject, pause, or remove advertisements and placements that violate these Terms, our advertising rules, or present a security risk. Approval does not constitute an endorsement or a guarantee that an advertisement or destination website is safe.

4. Prohibited Activity

You may not manipulate traffic, credits, referrals, commissions, bonuses, contests, or account statistics. Prohibited activity includes:

• Using bots, automated refresh tools, scripts, or other methods to create artificial impressions or clicks.
• Creating fraudulent referrals or using multiple accounts to obtain benefits improperly.
• Deliberately exploiting bugs, payment errors, or crediting errors.
• Accessing accounts, systems, or information without authorization.
• Disrupting the service, distributing malicious code, or attempting to bypass security controls.
• Conducting vulnerability scans or penetration tests without our prior written authorization.
• Sending unsolicited bulk messages to promote your referral link or misrepresenting your relationship with BannerYield.

If you discover a bug or an apparent account error, report it through our contact page. Do not access other members' information or continue exploiting the issue. Any bug-report reward applies only under the conditions of a separately published offer.

5. Paid Services and Billing

Prices, membership benefits, advertising quantities, and purchase durations are shown with the applicable offer. Review these details before paying.

A one-time purchase does not authorize recurring charges. A subscription renews only as disclosed and agreed to during checkout, including its price and billing frequency.

You may cancel a subscription through the payment provider's subscription controls or by contacting us through our contact page. Cancellation stops future renewals. Unless the purchase terms state otherwise, paid membership benefits continue through the end of the paid period, subject to these Terms.

Simply stopping use of your account does not cancel a subscription. If you request account closure, we will also arrange cancellation of any recurring billing we control.

6. Refunds and Payment Problems

Except where required by law or expressly stated in an offer, completed purchases of advertising credits and paid memberships are nonrefundable. Cancellation does not ordinarily entitle you to a refund for unused credits or the remaining portion of a paid period.

If you believe you were charged incorrectly, charged after an effective cancellation, or did not receive what you purchased, contact us promptly so we can investigate and provide an appropriate correction or refund.

Nothing in these Terms limits any refund, billing-dispute, or other consumer rights that cannot lawfully be waived.

7. Referrals, Bonuses, and Commissions

Referral bonuses and commissions are subject to the eligibility requirements, rates, payment thresholds, and other conditions displayed in the applicable program.

We may reverse credits, bonuses, or commissions attributable to fraud, duplicate awards, technical errors, refunded transactions, or reversed payments. We may temporarily hold disputed rewards while investigating the underlying activity.

We do not guarantee referral earnings. Changes to program terms will apply prospectively and will not retroactively reduce commissions already validly earned.

8. Permission to Display Your Content

You retain ownership of your submitted materials. You grant us a nonexclusive, worldwide, royalty-free license to host, reproduce, transmit, and display those materials as necessary to operate your advertisements and provide the service. This includes limited technical formatting needed for supported advertising placements.

This permission ends when your materials are removed, except for temporary cached copies, backups, and records retained for legitimate operational or legal purposes.

9. Third-Party Websites

Advertisements and member links may lead to independently operated websites. We do not control their content, security, products, payment practices, or privacy policies. Your dealings with third parties are between you and those parties.

Use appropriate precautions before downloading files, providing personal information, or making purchases on an advertised website.

10. Service Availability and Beta Features

We aim to provide a reliable service, but availability may be affected by maintenance, technical failures, security incidents, or circumstances outside our reasonable control.

Features identified as beta or experimental may contain errors or change during development. Please report problems so we can investigate. Beta status does not limit rights you have under applicable law.

We may correct demonstrable errors in statistics, balances, or account records. Where practical, we will explain material account adjustments.

11. Suspension and Account Closure

We may reject content, restrict features, suspend an account, or close an account for violations of these Terms, fraudulent activity, security risks, or legal requirements.

Where practical, we will explain the issue and provide an opportunity to correct it. We may act immediately when needed to protect members, the service, or others.

You may request account closure through our contact page. Advertising credits have no cash redemption value upon closure. Any valid outstanding commission balance will be handled under the applicable commission terms and law.

If we permanently discontinue a paid service for reasons unrelated to your breach, we will provide an appropriate refund for undelivered purchased services or obtain your agreement to an alternative.

12. Our Intellectual Property

The website's branding, design, software, and original content belong to us or their respective owners. Except for advertising materials and exchange code we expressly provide for member use, you may not copy, resell, or redistribute them without permission.

If you believe content on the service infringes your rights, contact us with the location of the material, an explanation of your claim, and sufficient information for us to respond.

13. Disclaimers and Limitation of Liability

To the extent permitted by law, the service is provided "as is" and "as available," without warranties of merchantability, fitness for a particular purpose, or noninfringement. We do not warrant uninterrupted operation or particular advertising results.

To the extent permitted by law, we will not be liable for indirect, incidental, special, or consequential damages arising from use of the service, including lost profits, lost business opportunities, or loss of data.

To the extent permitted by law, our total liability for claims arising out of or relating to the service will not exceed the fees you paid us during the 12 months preceding the event giving rise to the claim.

These exclusions and limits do not apply to liabilities that cannot lawfully be excluded or limited, including liability for fraud or willful misconduct where applicable.

14. Responsibility for Third-Party Claims

To the extent permitted by law, you agree to indemnify us against reasonable costs and liabilities arising from third-party claims caused by your unlawful advertising content, infringement of another party's rights, or intentional misuse of the service. This obligation does not extend to claims caused by our own wrongdoing.

We will notify you promptly of a covered claim and allow reasonable participation in its defense. No settlement may impose an admission or obligation on you without your consent.

15. Changes to These Terms

We may update these Terms as the service develops. We will publish the revised version with an updated date and provide reasonable advance notice of material changes through email or a prominent website notice, except where an urgent legal or security need requires an earlier change.

Changes apply prospectively. Continued use after the effective date constitutes acceptance to the extent permitted by law. Any additional consent required by law will be obtained separately.

16. Governing Law and General Terms

These Terms are governed by the laws of Calfornia, United States of Ameria, excluding its conflict-of-law rules. Subject to mandatory applicable law, disputes will be brought in the courts located in Sacramento county, California, USA.

Nothing in this section removes mandatory consumer protections or rights to bring proceedings in a forum available under applicable law.

These Terms and the policies expressly incorporated into them constitute the agreement concerning use of the service. If a provision is unenforceable, the remaining provisions remain effective. Failure to enforce a provision does not waive the right to enforce it later.

Provisions that by their nature should continue after account closure, including applicable payment obligations, ownership rights, and liability provisions, will survive termination.

17. Contact

For questions about these Terms, advertising issues, billing, or account closure, contact us through the Contact page at BannerYield.